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If you carried over any part of your balanc

PostPostao/la zhouyueyue » Pet svi 17, 2019 5:40 am

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Finance > Credit > Credit CardCredit Card Comparisons Guide

Posted by nick_niesen in Finance on October 29th, 2010

Shopping around for a credit card can save you money on interest and fees. You聮ll want to find one with features that match your needs. This information can help you

Understand the features of credit cards
Compare credit card features and costs
Know your rights when using your credit card
File a complaint if you have a problem with your credit card

How will you use your card?

The first step in choosing a credit card is thinking about how you will use it.
If you expect to always pay your monthly bill in full--and other features such as frequent flyer miles don聮t interest you--your best choice may be a card that has no annual fee and offers a longer grace period.
If you sometimes carry over a balance from month to month, you may be more interested in a card that carries a lower interest rate (stated as an annual percentage rate, or APR).
If you expect to use your card to get cash advances Adam Vinatieri Womens Jersey , you聮ll want to look for a card that carries a lower APR and lower fees on cash advances. Some cards charge a higher APR for cash advances than for purchases.

What聮s the APR?

The annual percentage rate--APR--is the way of stating the interest rate you will pay if you carry over a balance, take out a cash advance, or transfer a balance from another card. The APR states the interest rate as a yearly rate.

How long is the Grace Period?

The grace period is the number of days you have to pay your bill in full without triggering a finance charge. For example, the credit card company may say that you have 聯25 days from the statement date, provided you paid your previous balance in full by the due date.聰 The statement date is given on the bill.
The grace period usually applies only to new purchases. Most credit cards do not give a grace period for cash advances and balance transfers. Instead, interest charges start right away.

If you carried over any part of your balance from the preceding month Jack Doyle Womens Jersey , you may not have a grace period for new purchases. Instead, you may be charged interest as soon as you make a purch. Cheap Wholesale Jerseys Cheap Jerseys China Cheap Jerseys Cheap NFL Jerseys Cheap Football Jerseys Cheap Wholesale NFL Jerseys Cheap Nike Air Vapormax Black Cheap Air Vapormax Plus Cheap Nike Air Max 90 Suede Cheap Nike Air Max 90 Black
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